Dear Betty and Family, I was so sorry to read of Wayne's passing. I have often thought of both of you, Betty, especially when I travel Droms Road. It certainly looks like you and Wayne have kept yourselves very busy these past several years in that "little bit of Heaven" known as the Adirondacks. We worked hard at Finserv but we also had some very good, happy times and it is those memories that I am thinking of now. I'm sorry I couldn't be with you today but please know that you are all in my thoughts and prayers.